Sarkari Yojana: Government Schemes
A yojana is a government scheme that offers money, insurance, loans or other benefits to people who qualify. There are central and state schemes for farmers, women, students, workers and senior citizens. This page helps you find the right one and apply on the official site.
Main Options
PM-KISAN
Income support for eligible farmer families, paid in three instalments a year into the bank account.
Ayushman Bharat PM-JAY
Health cover for eligible families, which pays for treatment in listed hospitals.
PM Awas Yojana
Help with building or buying a house, with separate schemes for rural and urban areas.
PM Ujjwala Yojana
Gives LPG connections to eligible women from low income households.
PM Jan Dhan Yojana
Zero balance bank accounts with a RuPay card and insurance cover for people who do not have an account.
Sukanya Samriddhi Yojana
A savings scheme for the girl child, with account opening at post offices and authorised banks.
Official Websites
Each card opens the official site in a new tab.
- mySchemeFind schemes you may qualify formyscheme.gov.in
- India.gov.inNational directory of servicesindia.gov.in
- UMANGMany government services in one appumang.gov.in
- MyGovGovernment initiatives and updatesmygov.in
- PM Ujjwala YojanaLPG connection schemepmuy.gov.in
- PM Jan Dhan YojanaBank account schemepmjdy.gov.in
How to Apply
- Use myScheme to see which schemes match your age, income, state and category.
- Open the scheme’s official page and read the benefits and eligibility.
- Note the documents you need.
- Apply online on the official portal, or through the listed office or bank.
- Save your application number and track the status.
- Check that the benefit reaches your own bank account.
Documents You Usually Need
- Aadhaar card
- Bank account details
- Income certificate
- Residence proof
- Caste or category certificate, if needed
- Ration card, if the scheme asks for it
- Mobile number
Stay Safe from Fraud
- A scheme benefit is never given for a fee. Ignore calls, messages or social media posts that ask you to pay to “activate” a scheme or to share an OTP.
- Official sites end in .gov.in or .nic.in. Check the address bar before you enter any detail.
- Report fraud at cybercrime.gov.in or call 1930.