Health Schemes and Services
Government health schemes help with the cost of treatment, medicines and doctor consultations. This page explains the main schemes and the official sites for them.
Main Options
Ayushman Bharat PM-JAY
Gives eligible families health cover of up to Rs 5 lakh a year for treatment in listed government and private hospitals. Eligibility is based on the SECC data and state lists, and you can check yours on the portal.
Ayushman Bharat Health Account (ABHA)
A free digital health ID. It lets you keep your health records in one place and share them with doctors.
e-Sanjeevani
A free government tele-consultation service, so you can talk to a doctor on your phone.
Jan Aushadhi
Government run stores that sell quality generic medicines at much lower prices.
State Health Schemes
Many states run their own health insurance schemes. Check your state health department site as well.
Official Websites
Each card opens the official site in a new tab.
- Ayushman Bharat PM-JAYCheck eligibility and find hospitalspmjay.gov.in
- Ayushman Bharat Digital MissionCreate your ABHA health IDabdm.gov.in
- e-SanjeevaniFree online doctor consultationesanjeevani.mohfw.gov.in
- Jan AushadhiFind low cost medicine storesjanaushadhi.gov.in
How to Apply
- Check your eligibility for PM-JAY on the official portal using your mobile number or ration card details.
- Visit an Ayushman Mitra at a listed hospital or a common service centre to get your card.
- Keep your Aadhaar and family ID with you.
- Show your card at a listed hospital when you need treatment.
- Create an ABHA health ID if you want your records stored digitally.
Documents You Usually Need
- Aadhaar card
- Ration card or family ID
- Mobile number
- Proof of address
- Hospital referral, if applicable
Stay Safe from Fraud
- Treatment under PM-JAY is cashless at listed hospitals. Nobody should ask you to pay to get a health card, and you should never share your OTP.
- Official sites end in .gov.in or .nic.in. Check the address bar before you enter any detail.
- Report fraud at cybercrime.gov.in or call 1930.